The phrase focuses on methods of payment that circumvent traditional credit/debit cards and Apple Pay, particularly as reported or discussed within The New York Times. This encompasses a range of solutions, from established platforms like PayPal to emerging technologies such as cryptocurrency and direct bank transfers. It also includes strategies emphasizing cash transactions or bartering systems, explored through the lens of news and analysis published in The New York Times.
Investigating options beyond conventional cards or mobile wallets becomes relevant for several reasons. Some consumers prioritize privacy and security over the convenience offered by mainstream systems. Others seek to avoid transaction fees associated with card networks. Economic downturns may lead individuals to explore alternative exchange methods. Articles within The New York Times might analyze the socio-economic factors driving adoption of these novel or rediscovered approaches, evaluating their potential impact on commerce and personal finance.